Corporate Deposits are fixed deposits offered by companies to investors looking for higher returns compared to traditional bank deposits. These deposits are a great option for individuals and businesses seeking a safe, yet rewarding investment, as they are backed by the creditworthiness of the company. Corporate Deposits offer fixed interest payouts over a specific tenure, with varying interest rates based on the company’s rating and the investment period.
Investing in Corporate Deposits provides a stable source of income, as these deposits typically offer higher interest rates compared to bank FDs. They are ideal for investors looking to diversify their portfolio with low-risk, fixed-income options.
Types of Corporate Deposits:

• Fixed-Rate Corporate Deposits: Offers a fixed interest rate for the entire term of the deposit.
• Step-Up Corporate Deposits: Provides increasing interest payouts at specified intervals during the term.
• Non-Cumulative Corporate Deposits: Interest is paid at regular intervals (monthly, quarterly, etc.).
• Cumulative Corporate Deposits: Interest is compounded and paid at maturity along with the principal.

Features:

• Higher Returns: Corporate Deposits generally offer higher interest rates compared to regular bank FDs.
• Fixed Interest Income: Provides a steady stream of income through interest payouts, or compounded interest at maturity.
• Flexible Tenure: Choose from a variety of tenure options that suit your investment goals.
• Low Risk: Backed by the financial strength and creditworthiness of the issuing company.
• Tax Benefits: Interest earned may be subject to tax, but certain corporate deposits may offer tax benefits under specific conditions.
• Credit Rating: Companies are rated by credit rating agencies, giving investors an insight into the safety of their investment.

The goal of Corporate Deposits is to offer a safe, fixed-income investment option with the potential for higher returns compared to traditional bank fixed deposits. By investing in Corporate Deposits, you can earn attractive returns while keeping your capital safe. Explore the various corporate deposit schemes available, and secure your financial future today. Click below to get started.